What Will Crypto Look Like in 20 Years?

Most crypto fanatics swear that cryptocurrency is still in its infancy, while nonbelievers insist it’s a bubble about to burst. But which is the truth?

Honestly, we don’t have a crystal ball, but with technology constantly progressing, we believe that cryptocurrency hasn’t hit its height yet, and we suspect it will be much more widely used and regulated in 20 years. Read on to learn more about our predictions of what crypto will look like in 20 years.

**As a forewarning, we do not have a crystal ball. All of this article is our conjecture based on our knowledge and should not be used as investment advice.

What Crypto Will Be in 20 Years

Based on our predictions, cryptocurrency will definitely be around in 20 years, and we suspect it will be more popular than it is now. While we can’t guarantee any specific token will be around, it is very clear that humans are leaning more and more into technology—and what is crypto if not technology?

As the digital world expands, so too do internet security concerns and borderlessness. More and more individuals are living and working in a country where they weren’t born and have expanding needs when it comes to moving money. Cryptocurrency can help with this, and we think the next twenty years will lead to more and more people discovering what cryptocurrency can do for them.

In fact, even the World Economic Forum currently believes we are merely in the beginning of the cryptocurrency boom (written in 2025).

What Cryptocurrencies Will Be Big in 20 Years?

While we are reasonably certain cryptocurrency will still be around in 2046, we can’t say the same for specific cryptocurrencies. While we would love to promise you that Bitcoin will only continue (and we hope this is the case!), we also acknowledge that the creator of Bitcoin has stepped away, meaning as technology progresses, it may become harder for Bitcoin to adapt and lead to it falling in popularity.

We do have to mention, though, that there are many believers going all in on Bitcoin, meaning it may not be the worst choice for a long-term investment.

Honestly, it’s hard to say which projects will weather the changing economic and technological landscape, but if we had to bet, we would bet on Ethereum. Not only is the creator of Ethereum, Vitalik Buterin, young, but he is also smart and already planning improvements to the platform to ensure Ethereum keeps up. Of course, there is a lot of competition in the space Ethereum is in, and many other tokens vying for the same spot (Solana, for example). We do believe that Solana has a shot, but that doesn’t mean we trust Ethereum any less. Still, ensure you do your own research before playing such a long investing game.

Will AI Tokens Be Around in 20 Years?

We have mixed feelings about AI, which extends to related tokens. On the one hand, AI is coming whether people like it or not, BUT it is currently a bubble that will eventually pop.

AI has exploded, reaching every industry in virtually every country. However, AI has failed at one thing in particular—monetization. Not only that, but AI is worse for the environment than crypto, and if they have to pay fees to offset their carbon usage, they will most certainly go under.

Additionally, many AI creators are currently headed to court over the illegal use of certain materials for AI training. While those won’t stop the progress of AI tech, they will drain the pockets of many of the companies backing AI, making them even more insolvent.

In a recent news article, OpenAI (the company behind ChatGPT) confessed it could go under as soon as 2027 if they don’t receive more cash. This is because while many people are open to using AI, most only utilize the free version, leaving OpenAI to innovate without money to fill the coffers it is draining on development.

Unfortunately, we don’t trust that any particular AI token will make it, especially as the world’s water supply starts to dwindle. This is also why we don’t necessarily trust Bitcoin will make it—both AI and Bitcoin consume large amounts of water, which isn’t sustainable, and that affects their ability to persevere through bad markets and economic downturns. Ethereum avoided all of this by switching from POW (proof of work) to POS (Proof of Stake) several years ago.

Again, we aren’t saying all AI tokens will go under in 20 years, just that we don’t trust any of them on the market right now. For those really wanting to invest in AI, an ETF containing a mix of AI assets might be a better choice.

Will Stablecoins Be Around in 20 Years?

We believe, as an asset class, that stablecoins will exist in 20 years. However, we make no promises of any specific stablecoin making it.

In just the last 10 years, we’ve watched as wars have made certain countries disappear, and others incredibly unstable. With the coming energy crisis, we actually worry about the future of the US as is. While we don’t think the US will collapse completely, we don’t trust the government not to create a new currency—something which would render the currently pegged stablecoins useless (without innovation).

As such, we avoid investing in stablecoins because we do not trust the governments behind them. If you think this sounds like a conspiracy theory, think to yourself for a minute. What happened to Yugoslavia in the early 00s? What about Zaire? It was only in 1990 that East Germany ceased to exist. Countries rise and fall every year, and we truly believe 20 years is far too long to place any financial trust in any government.

Overall, while we are reasonably sure cryptocurrency will be around in 50 years, we make no promises on any certain token or asset class—not even stablecoins. So, if you want to place a long bet on crypto, proceed with caution.