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Can You Use a Credit Card at a Casino?

If you want to play the games at a casino, you need the funds to sponsor the activity. Back in the day, most people carried cash. Today, there are even more forms of payment, which makes it even easier to get confused. If you’re headed to the casino, you might wonder - can you use a credit card to play?

You cannot use a credit card to play games directly at brick-and-mortar casinos. Instead, you may use a credit card to set up a cash advance through an account for the casino.

If you’re interested in learning more about whether or not it’s possible to use a credit card at a casino, you’re in the right place. We’ll discuss how to use a credit card at a casino, how they function in an online casino environment, other payment options, and additional information you need to know.

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How To Use a Credit Card at a Casino

If you have a debit card, the simplest thing to do is head to the casino’s ATM and withdraw cash, along with the associated fees. Unfortunately, credit cards aren’t that simple. Luckily, there is still an option if you don’t have a debit card or cash on hand.

With your credit card in hand, you should do the following:

      Head to the casino cashier's cage

      Ask for a cash advance

      Potentially show ID

      Select the money you want

      Receive funds and pay any fine.

Casinos may give you an advance to help you play the games you want.

Of course, some risks come with getting a cash advance instead of bringing cash to the casino. For one, they start accruing interest the moment you borrow. Most have interest rates that sit around 20% or more, depending on when you take out the advance.

It’s better to enter the casino with a debit card or cash on hand. Still, this tactic is a valuable backup if you have no other options.

Related: Visa vs. Mastercard Blockchain Projects

What About Online Casinos?

These tactics don’t apply to online casinos. Most of the time, a credit card is one of the best and most secure ways to add funds to your online casino account. However, not every online casino site accepts them as payment.

If you find your credit card isn’t accepted on an online casino website, it’s possible to use a cash advance. However, several items could come with the choice to access a cash advance.

These include the following:

      One-time cash advance fee

      Higher interest rate than traditional purchases

      Lower credit limit

      No grace period for credit card

      Lack of credit card rewards

There are significant additions to your life if you get a cash advance.

If you want to play, there could be justification for a cash advance. However, it’s critical to note that most situations make a cash advance a waste of money thanks to the lack of a grace period, immediate repayment, and higher interest rates than traditional purchases.

Credit cards are a little easier with an online casino. However, it can still be a hassle with the addition of fees and a lower credit limit.

Related: Can Crypto Replace Your Bank Account?

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States with Legal Online Gambling

If you want to participate in online gambling, you must do it in an area where it’s legal. Some states have banned it and seem to have no intent to bring it to life for their residents. 

Here are the states with legal online gambling as of right now:























      New Hampshire

      New Jersey

      New Mexico

      New York

      North Carolina




      Rhode Island




      Washington DC

      West Virginia



Some states could drop or be added to the list as time goes on.

It’s vital to note this list will change over time. Some states might join it, some leave it, and so on. No matter what, ensure your activity with your credit card is legal before participating.

Other Payment Options

If you don’t want to use a credit card at a casino, you aren’t limited to that particular payment method. There are many more you may use to cover the casino cost.

A few common payment options include the following:

      Debit card

      Bank wire transfer


      Prepaid Cards



      Cryptocurrency (at online cryptocurrency casinos)

These are just a few avenues of possibility, some even more creative than these.

Whether you have access to a credit card or a prepaid card, there is a way for you to pay what is owed in a casino. Payment will look different for everyone depending on what is available.

Will Brick and Mortar Casinos Ever Accept Credit Cards?

Most casinos are working to eventually provide credit cards to those who want to gamble on the machine without any type of transfer in the middle of the process. However, they aren’t there yet. For now, you must gather cash at the casino to take advantage of their many available gambling options. 

Of course, in the meantime, it might be a good idea to try different payment methods instead of sticking with the classic credit card payment method. Consider any of the above payment methods to cover the cost instead of the card.

Additionally, many casinos are looking into accepting cryptocurrency, but many do not allow payment in cryptocurrency just yet. If you only want to gamble using crypto, it is better to head to an online casino.

Final Thoughts on Gambling With a Credit Card

Although it seems like it would make sense that a credit card would be accepted at a casino, you must transfer funds from the card to access the machines. If you decide to turn to online gambling, your funds are slightly less restricted than they would be with a credit card in a brick-and-mortar store.

We hope this information was helpful! Although it isn’t possible to use a credit card on the casino floor yet, this ability could come to life in the years to come. For now, stick with online gambling or cash wagers to ensure you are confident in your ability to pay for what you want to play. 

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